Preventive Care Services and Doctor’s Office Visits Deductible HMO Plan
For doctor's office visits, you'll pay a copay or coinsurance even before you reach your deductible. And most preventive care services are covered at little or no cost to you — all year round. These predictable costs can make it easier for you to understand what you’ll pay for care.
After you reach your out-of-pocket maximum, we’ll provide most services covered by your plan at no cost to you for the rest of the calendar year. This can help protect you financially if you have a serious illness or injury.
When does the deductible apply?
|Examples of services you’ll pay full charges for until you reach your deductible||Examples of services you’ll pay a copay or coinsurance for — all year round|
For additional information
*Some plans have a brand-name pharmacy deductible, in which case you pay full charges for brand-name prescriptions until you reach that deductible each year.
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