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The cost of your visit depends on your plan, the care you need, and how much you’ve paid toward your deductible and out-of-pocket maximum. Before your visit, you can get a personalized cost estimate to help avoid surprises.
Deductible plans
A guide to getting the most from your health plan
Life is unpredictable. Your health care costs shouldn’t be. From copays to coinsurance, get to know the basics of your deductible plan and how to use it.
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Visit kp.org/virtualcomplete to learn more about how your plan works and what you’ll pay
Get an idea of what you’ll pay so you can plan ahead and avoid surprises.
Take advantage of tax savings on qualified health care expenses.
Learn how to read your bill, understand what you owe, and make a payment.
Get to know common health care terms related to your deductible plan.
Health plan basics
You pay the full cost for certain services until you reach a set amount for the year — your deductible. After you reach your deductible, you typically just pay a copay or coinsurance. With some plans, you may pay a copay or coinsurance for certain services even before you reach your deductible.*
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*Your copay experience may vary by region. Check your Evidence of Coverage for more details.