Comprehensive cancer care in Maryland, Virginia, Washington DC

Our deductible plans


We offer a variety of deductible plans to meet your needs. If you’re not sure which one you have, check your Evidence of Coverage or call the number on your Kaiser Permanente ID card.


 Plan


 Highlights

Hospital services deductible HMO

Your doctor’s office visits, radiology services, and lab tests are covered at a copay or coinsurance and most preventive care services are covered at little or no cost to you — even before you reach your deductible. You’ll pay the full charges for most hospital care — including outpatient surgery — until you reach your deductible each year.

Preventive care services and doctor’s office visits deductible HMO

Your doctor’s office visits are covered at a copay or coinsurance and most preventive care services are covered at little or no cost to you — even before you reach your deductible. You’ll pay the full charges for other covered services — including hospital care, lab tests, and radiology services — until you reach your deductible each year.

Preventive care services deductible HMO

Most preventive care services are covered at little or no cost to you — even before you reach your deductible. For other covered services, you’ll pay the full charges until you reach your deductible each year.

Deductible HMO with HRA

Your basic coverage works just like the preventive care services plan above. Your employer also contributes tax-free* dollars into a health reimbursement arrangement (HRA), which you can use to pay for eligible medical expenses — often with a convenient debit card connected to your account.

HSA-qualified deductible HMO

Most preventive care services are covered at little or no cost to you — even before you reach your deductible. For all other covered services, including prescription drugs, you’ll pay the full charges until you reach your deductible each year. You can set up a health savings account (HSA) and contribute tax-free* dollars, which you can use to pay for qualified medical expenses — often with a convenient debit card connected to your account.

 

*The tax references on this website relate to federal income tax only. Consult with your financial or tax adviser for information about state income tax laws. Federal and state tax laws and regulations are subject to change. If tax, investment, or legal advice is required, seek the services of a qualified professional.

A qualified medical expense is defined under Internal Revenue Code Section 213(d). For a list of qualified medical expenses, download IRS Publication 502, Medical and Dental Expenses, at irs.gov/publications.