Headline: Deductible Plans

Our deductible plans


We offer a variety of deductible plans to meet your needs. If you’re not sure which one you have, check your Evidence of Coverage or call the Membership Services number on the back of your Kaiser Permanente ID card.


 Plan


 Highlights

Deductible Plan

With this plan, you’ll pay a copayment or coinsurance for doctor’s office visits all year round. And preventive care services are covered at no cost on many plans — even before you reach your deductible.

For most other services, you'll pay the full charges until you reach your deductible. Then you’ll start paying copays or coinsurance for these services for the rest of the year.

Deductible Plan with HRA

Most preventive care services are covered at little or no out-of-pocket cost to you — all year round.

For most other services, you'll pay the full charges until you reach your deductible. Then you’ll start paying copays or coinsurance for most services covered by your plan for the rest of the year.

HSA-qualified High Deductible Health Plan

Most preventive care services are covered at little or no out-of-pocket cost to you — all year round.

For all other services — including prescription drugs — you'll pay the full charges until you reach your deductible. Then you’ll start paying copays or coinsurance for most services covered by your plan for the rest of the year.

 

*The tax references on this website relate to federal income tax only. Consult with your financial or tax adviser for information about state income tax laws. Federal and state tax laws and regulations are subject to change. If tax, investment, or legal advice is required, seek the services of a qualified professional.

A qualified medical expense is defined under Internal Revenue Code Section 213(d). For a list of qualified medical expenses, download IRS Publication 502, Medical and Dental Expenses, at irs.gov/publications.