Understanding your costs
Part of getting the most out of your deductible plan is knowing how much and when you can expect to pay for services. When you understand what you’ll pay before and after your visit, you’ll feel more confident about getting the care you need to stay healthy and manage your health care costs.
Before your visit — get an estimate
Before your visit, get a personalized estimate for your scheduled services at kp.org/costestimates. Estimates are based on your plan benefits and whether you’ve reached your annual deductible — so you get personalized information every time.
You can get an estimate of what you’ll need to pay for more than 400 common exams, tests, and procedures. Watch this short video to see how it works.
If you can’t get an estimate for a service online, call 1-800-390-3507, weekdays from 7 a.m. to 5 p.m.
During your visit — pay when you check in
When you come in for care, the receptionist will usually ask you to make a payment based on your scheduled services. Your payment may cover only part of what you owe, especially if you get any unscheduled services during your visit. In that case, you'll get a bill for the difference.
If you have a health reimbursement arrangement (HRA), health savings account (HSA), or flexible spending account (FSA) and received a Health Payment Card or debit card for your account, you can use it to help pay for qualified medical expenses.
After your visit — track your bills and expenses online or on your mobile device
You'll get a bill after most visits. You'll also get an Explanation of Benefits to help you track your expenses and see how close you are to reaching your deductible and out-of-pocket maximum. You can check bill history, make a payment, and manage payment methods online at kp.org or using the Kaiser Permanente app.
More details about your coverage
To learn more about your plan benefits, check your Evidence of Coverage or call the number on your Kaiser Permanente ID card.
For additional information:
Paying for care brochure
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